Our Privacy Policy has recently been updated, please read the latest version.

Menu

Independent debt advice

We understand the strain that being in debt can often bring. We know it’s not a pleasant experience having to repay overdue debt.

But our commitment to you is to be fair and friendly – to help you get through to the other side. As part of that commitment, we have researched and are happy to recommend the following organisations as good sources of free independent debt advice.

National Debt Line

Services offered:

Telephone, Online

Contact:

Tel: 0808 808 4000
(Mon–Fri, 9am–9pm; Sat 9.30am– 1pm)
Website: www.nationaldebtline.org

Jurisdiction

England & Wales, Scotland

Citizens Advice

Services offered:

Face to face, Home visits, Telephone, Online

Contact:

Find your local bureau to arrange an appointment, view a list of phone numbers or get advice online
England & Wales: www.citizensadvice.org.uk
Scotland: http://www.cas.org.uk

Jurisdiction

England & Wales, Scotland

StepChange Debt Charity

Services offered:

Telephone, Online

Contact:

Telephone: 0800 138 1111
(Mon–Fri, 8am–8pm; Satur 9am–3pm)
Website: www.stepchange.org

Jurisdiction

England & Wales, Scotland, Northern Ireland

Debt Advice Foundation

Services offered:

Telephone, Online

Contact:

Telephone: 0800 043 40 50
(Mon–Fri, 8am–8pm; Sat 9am–5pm)
Website: www.debtadvicefoundation.org

Jurisdiction:

England & Wales, Scotland

Christians Against Poverty

Services offered:

Face to face, Online

Contact:

Suitable for anyone who lives within the catchment area of a CAP debt centre
Website: www.capuk.org

Jurisdiction:

252 centres based in local churches across the UK

Debt Action NI

Services offered:

Telephone, Face to face, Online

Contact:

Telephone: 0800 917 4607
Website: www.debtaction-ni.net

Jurisdiction:

Northern Ireland

PayPlan

Services offered:

Telephone, Online

Contact:

Telephone: 0808 250 2209 Website: www.payplan.com

Jurisdiction:

England & Wales, Scotland, Northern Ireland

In addition, you may find the down-to-earth budget planning advice and tools available on Martin Lewis’ MoneySavingExpert website to be helpful.

Help & support

Other ways you can get help with your debt.

Help & support