Debt is just part of the picture
We understand there’s more going on in your life. That’s why we offer extended repayment plans – giving you a flexible way out of debt.
Get Started
It’s time to clear your debt with dignity
Just heard from us? Here’s why
If you owe money to an organisation and have struggled to repay, they may have sold your debt to us.
Ready to start repaying? Here’s how
We’ve made it easy to set up a repayment plan, make a one-off repayment, and manage your account online.
A highly rated company on TrustPilot
What our customers say about us
Over the years I've been in a few precarious situations, but none have been dealt with as efficiently and with as much understanding as Lantern have.
Philip from Wigan
I feel so connected to Lantern because of the way that I've been treated. I was really surprised by their pleasantness and friendliness.
Mason from Liverpool
Lantern are the only company I have no anxieties dealing with. I wish every company's customer service was as good as theirs.
Lisa from Darlington
“They took a lot of the stress away…”
We’re award-winning and caring
There’s a reason why we’re the only debt company to be awarded Investors in Customers Gold four years on the trot. It’s simple – we make a promise to our customers, and we follow through on it.
StepChange
Debt advice & management charity
0800 138 1111
(Mon-Fri -8am-8pm, Saturday 9am-2pm)
Available in: England & Wales, Scotland, Northern Ireland
PayPlan
Debt management & advice provider
0800 280 2816
(Mon–Fri, 8am–8pm; Sat, 9am – 3pm)
Available in: England & Wales, Scotland, Northern Ireland
Citizens Advice
Network of independent, local charities
03444 111 444
(Mon–Fri, 9am–8pm)
www.citizensadvice.org.uk
(England & Wales)
www.cas.org.uk
(Scotland)
Available in: England & Wales, Scotland (see website for local centres)
Christian Against Poverty
Debt counselling & support charity
0800 328 0006
(Mon to Thurs – 9:30am – 5.00pm)
(Fri – 9:30am – 3:30pm)
Available in: England & Wales, Scotland, Northern Ireland (see website for local centres)
Credit Services Association
The Credit Services Association (CSA), the voice of the debt collection and debt purchase sector, has launched a new video to promote Five Steps that people can take if they’ve fallen into debt: https://www.csa-uk.com/page/five-steps.