Debt is just part of the picture

We understand there’s more going on in your life. It’s why we offer flexible repayment that suits your circumstances - giving you a dignified way out of debt.

What are my options?

We’re here to help you clear your debt with dignity

Just heard from us? Here’s why

If you owe money to an organisation and have struggled to repay, they may have passed your debt to us. Find out what happens next.

Find out more

Ready to start repaying? Here’s how

We’ve made it easy to set up a repayment plan, make a single repayment, and manage your account online.

Let’s get started

“…I can’t rate you highly enough for that.”

The experience that others have had with Lantern.

Help & Support

The Lantern Promise

We want to make life easier for our customers. That means putting you at the heart of everything we do …

Find out about our approach

Partners & Support

Sources of free, independent advice

StepChange

Expert advice, budget support & debt solutions to help you manage your debts. We offer free advice and solutions to help you pay, manage or write off debt.

PayPlan

PayPlan offer free debt help and advice, with solutions including FREE Debt Management Plans, IVAs, Trust Deeds and Bankruptcy.

MoneyHelper joins up money and pensions guidance to make it quicker and easier to find the right help, MoneyHelper brings together the support and services of three government-backed financial guidance providers: the Money Advice Service, the Pensions Advisory Service and Pension Wise.

Citizens Advice

Online free advice from Citizens Advice to help you find a way forward, whatever the problem.

Credit Services Association

The Credit Services Association (CSA), the voice of the debt collection and debt purchase sector, has launched a new video to promote Five Steps that people can take if they’ve fallen into debt: https://www.csa-uk.com/page/five-steps.

Find out more