Find the help you need
We’re always here if you need advice or support - but we’re not the only ones. Here are a few sources of independent advice we are happy to recommend.
StepChange
Debt advice & management charity
0800 138 1111
(Mon-Fri -8am-8pm, Saturday 9am-2pm)
Available in: England & Wales, Scotland, Northern Ireland
PayPlan
Debt management & advice provider
0800 280 2816
(Mon–Fri, 8am–8pm; Sat, 9am – 3pm)
Available in: England & Wales, Scotland, Northern Ireland
Citizens advice
Network of independent, local charities
03444 111 444
(Mon–Fri, 9am–8pm)
www.citizensadvice.org.uk
(England & Wales)
www.cas.org.uk
(Scotland)
Available in: England & Wales, Scotland (see website for local centres)
National Debtline
Debt advice charity
0808 808 4000
(Mon-Fri -9am-8pm, Saturday 9.30am-1pm)
Available in: England & Wales, Scotland
MIND
Emotional support charity
0300 123 3393
(Mon–Fri, 9am–6pm)
Available in: England & Wales, Scotland, Northern Ireland
Christians Against Poverty
Debt counselling & support charity
0800 328 0006
(Mon to Thurs – 9:30am – 5.00pm)
(Fri – 9:30am – 3:30pm)
Available in: England & Wales, Scotland, Northern Ireland (see website for local centres)
MoneyHelper
MoneyHelper joins up money and pensions guidance to make it quicker and easier to find the right help, MoneyHelper brings together the support and services of three government-backed financial guidance providers: the Money Advice Service, the Pensions Advisory Service and Pension Wise.
Money and Pensions Guidance
0800 011 3797
(Mon-Fri 8am-6pm)
Available in: England & Wales, Scotland, Northern Ireland
Debt Action NI
Debt advice charity
Available in: Northern Ireland
Samaritans
Telephone: 116 123
Website: www.samaritans.org
Available in: England & Wales, Scotland, Northern Ireland
GamCare
Free confidential support for people experiencing issues with gambling.
Telephone: 0808 8020 133
Website: www.gamcare.org.uk/
Turn2Us
National charity that helps people in financial hardship to gain welfare, benefits, charitable grants and support services.
Website: www.turn2us.org.uk/
Shelter
Shelter exists to fight for all those whose lives are blighted by the loss of their home.
Website: https://www.shelter.org.uk/
Cruse
Grief can be overwhelming – you don’t have to deal with it alone. Cruse Bereavement Support is here. Call their helpline or chat online.
Telephone: 0808 808 1677
Website: https://www.cruse.org.uk/
Talk to Frank
Talk to Frank for facts, support and advice on drugs.
Telephone: 0300 1236600
Website: https://www.talktofrank.com/
Money Wellness
Money Wellness are passionate about improving your financial wellbeing. They’re here to help and there is always a solution available.
Telephone: 0161 518 8282
Website: www.moneywellness.com
EQUIFAX
Credit Reference Agency
Equifax is one provider offering free credit scores and reports which may help you understand and improve your financial health and help you protect yourself against identity fraud. If you ever need to check your credit file, then you can do that for free by clicking the link here:
EXPERIAN
Credit Reference Agency
Experian is one provider offering free credit scores and reports which may help you understand and improve your financial health and help you protect yourself against identity fraud. If you ever need to check your credit file, then you can do that for free by clicking the link here:
TransUnion
Credit Reference Agency
Tranuinion is one provider offering free credit scores and reports which may help you understadn and improve your financial health and help protect against identity fraud. If you ever need to check your credit file, then you can do that free by clicking the link here:
https://www.transunion.co.uk/consumer/get-your-credit-report