Find the help you need
We’re always here if you need help or support - but we’re not the only ones. Here are a few sources of independent advice we are happy to recommend.
StepChange
Debt advice & management charity
0800 138 1111
(Mon–Fri, 9am–5pm; Sat 8am–4pm)
Available in: England & Wales, Scotland, Northern Ireland
PayPlan
Debt management & advice provider
0800 280 2816
(Mon–Fri, 8am–8pm; Sat, 9am – 3pm)
Available in: England & Wales, Scotland, Northern Ireland
Citizens advice
Network of independent, local charities
03444 111 444
(Mon–Fri, 9am–8pm)
www.citizensadvice.org.uk
(England & Wales)
www.cas.org.uk
(Scotland)
Available in: England & Wales, Scotland (see website for local centres)
National Debtline
Debt advice charity
0808 808 4000
(Mon–Fri, 9am–8pm)
Available in: England & Wales, Scotland
MIND
Emotional support charity
0300 123 3393
(Mon–Fri, 9am–6pm)
Available in: England & Wales, Scotland, Northern Ireland
Samaritans
Telephone: 116 123
Website: www.samaritans.org
Available in: England & Wales, Scotland, Northern Ireland
Christians Against Poverty
Debt counselling & support charity
0800 328 0006
(Mon–Fri, 9am–6pm)
Available in: England & Wales, Scotland, Northern Ireland (see website for local centres)
Debt Action NI
Debt advice charity
Available in: Northern Ireland
EQUIFAX
Credit Reference Agency
Equifax is one provider offering free credit scores and reports which may help you understand and improve your financial health and help you protect yourself against identity fraud. If you ever need to check your credit file, then you can do that for free by clicking the link here:
EXPERIAN
Credit Reference Agency
Experian is one provider offering free credit scores and reports which may help you understand and improve your financial health and help you protect yourself against identity fraud. If you ever need to check your credit file, then you can do that for free by clicking the link here: